๐Ÿ“ Licensed Mortgage Broker ยท Los Angeles, CA ยท Neema Omid

Neema Omid โ€” Your Trusted Mortgage Partner for Every Loan Type

With over 8 years of experience and $80M+ in funded loans, I bring the expertise, persistence, and personal attention your transaction deserves โ€” from FHA to Hard Money to Reverse Mortgages.

$80M+
In Funded Loan Volume
8+
Years of Experience
10+
Loan Types Offered
๐Ÿ“

Los Angeles, CA

NMLS# [Your Number] | DRE# [Your Number]

Every Loan Type. One Broker.

Whether you're a first-time buyer, seasoned investor, or self-employed borrower, I have a program built for your unique situation.

๐Ÿ 
Conventional
Traditional financing with competitive rates for well-qualified buyers with strong credit profiles.
๐Ÿ›๏ธ
FHA Loans
Government-backed loans with low down payment options โ€” ideal for first-time homebuyers.
โญ
VA Loans
Exclusive benefits for veterans and active-duty military, including zero down payment options.
๐Ÿ’ผ
Bank Statement
Designed for self-employed borrowers who qualify using bank statements instead of tax returns.
๐Ÿข
DSCR Loans
Debt-service coverage ratio loans for real estate investors โ€” qualify on property cash flow.
โšก
Hard Money
Fast, asset-based financing for time-sensitive acquisitions, fix-and-flips, and bridge situations.
๐Ÿ”„
Reverse Mortgage
Help seniors 62+ access home equity and improve cash flow while remaining in their homes.
๐Ÿ“‹
Loan Modifications
Renegotiate your existing loan terms to lower payments and avoid default with expert guidance.
๐Ÿ‘ค

YOUR PHOTO
GOES HERE

Decades of Dedication to Getting Your Deal Done

Neema Omid has spent over 8 years in the mortgage industry doing one thing: going to bat for his clients. With $80M+ in funded loan volume across virtually every loan type, Neema has seen it all โ€” and knows how to find creative solutions when the standard path isn't available.

His clients describe him as persistent, a fierce negotiator, and someone who genuinely cares. Running Omid Financial as a boutique, solo practice means you get Neema directly โ€” not a call center, not a junior processor. Just direct access to an experienced broker who is fully invested in your outcome.

๐ŸŽฏ
Fierce NegotiatorClients consistently describe my approach as persistent and relentless in securing the best possible terms.
๐Ÿค
Boutique, Personal ServiceNo middlemen. You work directly with me from application to closing.
๐Ÿ“Š
All Loan Types, One BrokerFrom conventional to hard money โ€” I have access to the programs most brokers can't offer.
Schedule a Consultation

The Boutique Advantage

Choosing an independent broker over a bank means more options, faster decisions, and someone truly in your corner.

01
Access to Multiple Lenders
Unlike a bank limited to their own products, I shop dozens of lenders to find you the most competitive rate and terms for your specific scenario.
02
Direct Broker Access
You'll have my direct line. No automated phone trees, no being passed around โ€” just clear, responsive communication throughout your loan process.
03
Complex Deals Welcome
Self-employed? Investor? Non-traditional income? I specialize in scenarios that traditional lenders turn away, including bank statement and DSCR loans.
04
Fierce Negotiation
My clients call me persistent for a reason. I push hard for better rates, better terms, and faster closings โ€” because that's what you deserve.
05
All Loan Types Under One Roof
From FHA and VA to hard money and reverse mortgages, I handle it all โ€” so you never need to search for another broker as your needs evolve.
06
Transparent Process
No hidden fees, no surprises. I walk you through every step, explain every option, and make sure you fully understand your loan before you sign.

What Clients Say

Real words from real clients who trusted me with one of the biggest financial decisions of their lives.

โ˜…โ˜…โ˜…โ˜…โ˜…
"

I was self-employed and every bank turned me down. He found me a bank statement loan at a rate I didn't think was possible. He never gave up โ€” even when I did.

๐Ÿ‘ค
Michael R.
Los Angeles, CA โ€” Bank Statement Loan
โ˜…โ˜…โ˜…โ˜…โ˜…
"

As a veteran, I wanted to use my VA benefit but the timeline was tight. He negotiated hard and closed in 21 days. Couldn't believe it. Highly recommend.

๐Ÿ‘ค
James T.
San Diego, CA โ€” VA Loan
โ˜…โ˜…โ˜…โ˜…โ˜…
"

I needed a hard money loan fast for a fix-and-flip. He was responsive, honest, and got me funded when other brokers were still asking for paperwork. The real deal.

๐Ÿ‘ค
Sandra K.
Riverside, CA โ€” Hard Money

Ready to Find Your Loan?

Whether you're purchasing, refinancing, or investing โ€” I'll find the right program for your unique situation. Let's talk.

๐Ÿ“ž Call Me Todayโœ‰๏ธ Send an Email